Experiencing a truck accident can be a disorienting event. However, it is vital to take the right steps after an accident because the actions you can significantly impact the outcome of a future legal claim. What steps should you take, and what mistakes should you avoid?
Do call the authorities.
It is crucial to report the accident to the police, especially when it involves a commercial truck. A police report will be vital for insurance claims and potential legal action.
Don’t discuss who was at fault for the accident.
Avoid discussing fault or making apologies at the scene. These statements can be used against you in legal proceedings, and any fault on your part will reduce the amount you can recover. Let the authorities and experts determine who is at fault based on the evidence.
Do document everything you can about the accident.
If possible, take photographs of the accident scene, including all vehicles involved, any visible damage, and road conditions. Also, capture street signs or landmarks to identify the location.
You should also collect names, contact details, insurance information, and vehicle details (like license plate numbers and truck identification numbers) from all parties involved in the accident. If there are any witnesses, get their contact information as they may help corroborate your account of the incident later.
Don’t talk to insurance companies without preparation.
Remember that insurance adjusters often have the goal of minimizing the payout for the insurance company. You may want to discuss your claim with an attorney before giving a detailed statement or accepting any offers.
Do seek medical attention as soon as possible.
Documenting your health status through a medical professional is crucial. Even if you do not need to call an ambulance at the scene, you should visit a healthcare professional as soon as possible to get a thorough check-up. Injuries related to accidents can manifest symptoms days or even weeks later.
Don’t accept a settlement offer without careful review.
It is important not to sign any documents from insurance companies or other parties involved without thoroughly reviewing them, ideally with the help of an attorney. These documents can sometimes waive your rights to a proper claim settlement.
Do consult with an attorney.
Truck accident claims can be complex due to the involvement of commercial vehicles and potentially multiple parties. Consulting with an experienced personal injury attorney can provide you with the necessary guidance and representation.
Don’t wait to act.
Kentucky law gives you a limited time to file a claim related to a truck accident. Waiting too long can make you ineligible to receive compensation for your damages and injuries.
A truck accident in Kentucky can lead to a complex legal battle or an intricate insurance claim process. Taking the right steps immediately after the accident can protect your interests and help ensure that you receive fair compensation.